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Startup Credits

Startup Credits & Programs

Free and heavily discounted credits for early-stage startups — distinct from coupon deals. Cloud computing, AI APIs, and SaaS tools across AWS, GCP, Azure, IBM, Anthropic, OpenAI, HubSpot, Mixpanel, GitHub, and more.

268+ programs across cloud, AI, and SaaS. Credit amounts, eligibility requirements, application links, and honest verdicts on which programs are worth your time — including 29+ accessible without a VC. Updated May 2026.

268+
Total programs
Cloud, AI, and SaaS
$1M+
Max combined value
For qualifying startups
29+
No-VC programs
Direct apply available
3
Instant approvals
AWS, NVIDIA, Twilio
No VC? No problem.

The bootstrapped startup credits stack

Over $230K in cloud credits and $125K+ in AI credits accessible without any investor or accelerator affiliation. IBM Cloud ($120K), Cloudflare (BOOTSTRAPPED code), Oracle, Vultr, Anthropic, PostHog, GitHub for Startups, and more.

See the full stack →

All startup credit programs (268)

Browse AI Startup Program logo

Browse AI Startup Program

AI Platform Credits

Join the Browse AI startup program to save 20% on annual plans and build scalable, no-code web data pipelines in minutes. The program empowers startups to extra

Up to 20% off View program →
Browserless Free Tier logo

Browserless Free Tier

Cloud Provider Credits

Get 1,000 free monthly requests for headless browser automation including web scraping, PDF generation, and screenshot capture with zero infrastructure setup

$20 in credits View program →
Cacheflow Startup Accelerator Plan logo

Cacheflow Startup Accelerator Plan

SaaS Startup Programs

Early-stage SaaS startups with less than $1M ARR can access Cacheflow's Startup Accelerator Plan, offering a 50% discount on a comprehensive CPQ and billing pla

Up to 50% off View program →
Capture The Bug Startup Program logo

Capture The Bug Startup Program

SaaS Startup Programs

Get $1,000 in penetration testing credits for early-stage teams building digital products with manual, real-time security testing

$1,000 in credits View program →
Cerebras Free LLM Credits logo

Cerebras Free LLM Credits

AI Platform Credits

Get started with Cerebras' AI models using 1 million free inference tokens every day and instant access to their API without a waitlist.

$1 in credits View program →
Cerebras Startup Deal logo

Cerebras Startup Deal

AI Platform Credits

Get up to $22,500 worth of inference on Cerebras Cloud plus priority support and co-marketing opportunities.

$22,500 in credits View program →
Chargebee Startup Program: Billing Foundations logo

Chargebee Startup Program: Billing Foundations

SaaS Startup Programs

Eligible startups can save over $4,000 across two years with tiered discounts on Chargebee's Performance Plan and get white-glove onboarding support.

Up to 40% off View program →
CircleCI Open Source Program logo

CircleCI Open Source Program

SaaS Startup Programs

Build open source projects for free with CircleCI's robust CI/CD platform, offering generous monthly credits and enterprise-grade features.

Up to 100% off View program →
Civo Free Trial $250 logo

Civo Free Trial $250

Cloud Provider Credits

Get $250 free Civo credit for 1 month to explore managed Kubernetes, cloud services, and more. Enjoy blazing fast cluster deployment, expert mentorship, and fre

$250 in credits View program →
Clay Free Plan logo

Clay Free Plan

SaaS Startup Programs

Get 100 monthly credits (1,200 annually) for data enrichment with unlimited users, data exports, and access to 50+ data providers

Get 100 monthly credits (1,200 annually) for data enrichment View program →
ClickUp for Startups logo

ClickUp for Startups

SaaS Startup Programs

Kickstart your startup's productivity journey with ClickUp for Startups. Qualifying companies receive $3,000 in ClickUp credits along with an upgraded Enterpris

$3,000 in credits View program →
Cloudflare R2 Storage Free Tier logo

Cloudflare R2 Storage Free Tier

Cloud Provider Credits

Cloudflare R2 Storage offers a permanently free allowance of S3-compatible object storage, operations, and zero-egress data transfer so teams can test and launc

$8 in credits View program →
Cloudways Startup Program logo

Cloudways Startup Program

Cloud Provider Credits

Empowering startups with managed hosting discounts, exclusive growth tools, and personalized mentorship for sustained business success.

$50,000 in credits View program →
Sunrise Startup Program logo

Sunrise Startup Program

Cloud Provider Credits

Cloudzy's Sunrise startup program empowers early-stage startups with up to $8,000 in cloud VPS credits in the first year, a 30% rebate on VPS purchases in the s

$10,000 in credits View program →
CockroachDB Cloud Free Trial logo

CockroachDB Cloud Free Trial

Cloud Provider Credits

New organizations receive $400 in free credits to trial CockroachDB Cloud, available across all cluster plans.

$400 in credits View program →
Coda Startup Program logo

Coda Startup Program

SaaS Startup Programs

Get a 6-month free Team plan on Coda and experience a scalable, all-in-one workspace that powers your startup with unlimited AI capabilities and premium feature

Up to 100% off View program →
Commented Startup Program logo

Commented Startup Program

SaaS Startup Programs

Get up to 75% discount on Commented Business Plan for a full year - a collaborative platform for team commenting, feedback, and productivity enhancement

Up to 75% off View program →
ComplyCube Startup Program logo

ComplyCube Startup Program

SaaS Startup Programs

ComplyCube's Startup Program offers early-stage and growing businesses free KYC API, AML tools, identity verification checks, and other resources to streamline

$50,000 in credits View program →
Cursor Pro for Students logo

Cursor Pro for Students

AI Platform Credits

Verified students get one full year of free Cursor Pro, an AI-powered code editor with advanced debugging and AI assistance.

Up to 100% off View program →
Customer.io Startup Program logo

Customer.io Startup Program

AI Platform Credits

Get up to 12 months of access to Customer.io's powerful customer engagement platform, designed to scale startup marketing efforts with essential automation and

$12,000 in credits View program →
Buying guide

How to stack startup credits in 2026

Most founders leave 80% of available credits on the table. These six rules fix that.
  1. 01

    Apply to cloud credits first — highest dollar value

    Cloud credits have the highest dollar value ($100K–$350K) and compound longest. Apply to AWS Activate Founders ($1K, instant, no VC) and GCP startup credits on day one. Then add Microsoft Founders Hub, IBM Cloud, Oracle, and Cloudflare (BOOTSTRAPPED code) for bootstrapped teams.
  2. 02

    Unlock AI credits through your accelerator for maximum amounts

    Anthropic ($25K–$100K) and OpenAI ($2.5K–$100K) credits scale with your accelerator or VC affiliation. Apply through your program benefits dashboard for the top tier. Without a partner, apply directly for the base tier — both accept direct applications.
  3. 03

    GitHub for Startups — most founders never apply

    GitHub for Startups offers $10K in platform credits plus up to $40K in non-dilutive cash. Direct application — under 5 years old and under $1M raised. Apply immediately at github.com/solutions/startups. Most qualifying founders have never heard of this program.
  4. 04

    Check the bootstrapped track before assuming you need a VC

    Over $230K in cloud credits is accessible without any investor affiliation: IBM Cloud ($120K), Vultr ($100K), Cloudflare (code BOOTSTRAPPED, up to $250K), Oracle ($10K), and AWS Activate Founders ($1K instant). Plus $125K+ in AI credits with direct apply.
  5. 05

    Model credit expiry before activating

    Credits with 12-month validity (Oracle, GCP, IBM) should not be activated until you have real infrastructure usage. AWS Activate credits are valid 24 months — the safest to activate early. Activate close to your launch date to maximise value.
  6. 06

    Stack programs — they are not exclusive

    There is no rule against holding credits from multiple providers simultaneously. Most funded startups run AWS + GCP + Azure + Anthropic + OpenAI + Datadog credits at the same time. Apply to all programs you qualify for — the applications are independent.

Startup credits — frequently asked questions

What are startup credits? +

Startup credits are free cloud, AI, and SaaS access programs offered by software companies to early-stage startups. They typically provide $1K–$350K in credits toward cloud infrastructure (AWS, GCP, Azure), AI APIs (Anthropic, OpenAI), and SaaS tools (HubSpot, Intercom, Mixpanel). The goal is to lower your infrastructure costs during development and early revenue stages.

How much can a startup get in total credits in 2026? +

A startup that qualifies for all major programs can access over $1M in total credits across cloud, AI, and SaaS. Realistically, most funded startups access $200K–$500K. Bootstrapped startups without VC affiliation can access $230K+ in cloud credits and $125K+ in AI credits through direct-apply programs.

Do I need to be VC-backed to get startup credits? +

No. Many high-value programs accept direct applications with no investor or accelerator affiliation: IBM Cloud for Startups ($120K), Cloudflare for Startups (BOOTSTRAPPED code, up to $250K), Oracle for Startups ($10K), Vultr ($100K), AWS Activate Founders ($1K instant), Anthropic for Startups ($25K), Together AI ($50K), PostHog ($50K), and GitHub for Startups ($50K + $40K cash).

Which startup credit programs are easiest to get? +

AWS Activate Founders approves automatically the same day with no partner required. NVIDIA Inception is free with instant access. Twilio for Startups ($5K) approves same-day with direct application. IBM Cloud, Oracle, and Anthropic direct-apply tiers typically approve in 3–10 business days.

Can I stack startup credits from multiple providers? +

Yes — startup credit programs are independent and non-exclusive. There is no rule preventing you from holding credits from AWS, GCP, Azure, IBM, Anthropic, OpenAI, and Mixpanel simultaneously. Most funded startups do exactly this. Apply to every program you qualify for.

How do I apply for startup credits? +

Each program has its own application. For instant programs: apply directly at the provider website (AWS, Twilio, NVIDIA). For partner-gated programs: log into your accelerator or VC benefits portal (Y Combinator Bookface, a16z portfolio hub, etc.) and access the credit links there. For direct-apply programs: apply at the provider website with your company details.