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Startup Credits

Startup Credits & Programs

Free and heavily discounted credits for early-stage startups — distinct from coupon deals. Cloud computing, AI APIs, and SaaS tools across AWS, GCP, Azure, IBM, Anthropic, OpenAI, HubSpot, Mixpanel, GitHub, and more.

268+ programs across cloud, AI, and SaaS. Credit amounts, eligibility requirements, application links, and honest verdicts on which programs are worth your time — including 29+ accessible without a VC. Updated May 2026.

268+
Total programs
Cloud, AI, and SaaS
$1M+
Max combined value
For qualifying startups
29+
No-VC programs
Direct apply available
3
Instant approvals
AWS, NVIDIA, Twilio
No VC? No problem.

The bootstrapped startup credits stack

Over $230K in cloud credits and $125K+ in AI credits accessible without any investor or accelerator affiliation. IBM Cloud ($120K), Cloudflare (BOOTSTRAPPED code), Oracle, Vultr, Anthropic, PostHog, GitHub for Startups, and more.

See the full stack →

All startup credit programs (268)

Alchemy for Startups logo

Alchemy for Startups

AI Platform Credits

Get 3 months FREE credits for startups switching from other infrastructure providers, along with dedicated technical support, discount opportunities, and access

Up to 100% off View program →
Algolia Startup Program logo

Algolia Startup Program

SaaS Startup Programs

The Algolia Startup Program helps startups differentiate and scale by offering $10,000 in platform credits valid for 12 months alongside world-class support and

$10,000 in credits View program →
Alibaba Cloud Startup Catalyst Program logo

Alibaba Cloud Startup Catalyst Program

Cloud Provider Credits

The Alibaba Cloud Startup Catalyst Program provides comprehensive support for startups to build and scale their cloud infrastructure, offering up to $120,000 in

$120,000 in credits View program →
Alloy Automation Startup Program logo

Alloy Automation Startup Program

SaaS Startup Programs

Get up to $2,000 in Alloy credits. Alloy Automation equips early-stage companies with enterprise-grade integration infrastructure, AI agents, and 200+ pre-built

$2,000 in credits View program →
Amplitude for Startups logo

Amplitude for Startups

SaaS Startup Programs

Offers free access to the Amplitude Growth plan for 12 months, enabling startups to leverage advanced analytics, experimentation, session replay, and a Customer

Up to 100% off View program →
Ansys Startup Program logo

Ansys Startup Program

SaaS Startup Programs

The Ansys Startup Program provides early-stage companies with discounted access to world-class multiphysics simulation tools, enabling them to accelerate produc

Up to 50% off View program →
Apollo for Startups logo

Apollo for Startups

SaaS Startup Programs

Join Apollo for Startups to access discounted sales intelligence tools, exclusive B2B data, and tailored growth resources designed for emerging companies.

Up to 50% off View program →
Appwrite Startups Program logo

Appwrite Startups Program

Cloud Provider Credits

The Appwrite Startups Program supports early-stage startups with a complete backend solution, offering $20,000 in cloud credits for Appwrite Scale for 12 months

$20,000 in credits View program →
Asana for Startups logo

Asana for Startups

SaaS Startup Programs

Asana for Startups offers emerging companies a centralized platform to manage work, enhance collaboration, and drive efficiency from project management to inves

Up to 100% off View program →
AssemblyAI Startup Program logo

AssemblyAI Startup Program

AI Platform Credits

The AssemblyAI Startup Program provides early-stage startups with up to $150,000 in free API credits to build voice-powered applications using industry-leading

$150,000 in credits View program →
Atlassian for Startups logo

Atlassian for Startups

SaaS Startup Programs

Early-stage companies receive premium access to Atlassian's suite of tools at no cost for 12 months for up to 50 users, enabling them to plan, track, and collab

Up to 100% off View program →
Attio Startup Program logo

Attio Startup Program

SaaS Startup Programs

Apply to Attio's Startup Program to get up to 80% off the Annual Pro Plan and $5,000 in marketplace credit to build a tailored CRM and scale efficiently.

Up to 80% off View program →
Auth0 Startup Program logo

Auth0 Startup Program

SaaS Startup Programs

Provides a robust one-year free access to the B2B Professional Plan with advanced security measures and extensive integrations, enabling eligible startups to bu

$9,000 in credits View program →
Autodesk Fusion for Startups logo

Autodesk Fusion for Startups

SaaS Startup Programs

Autodesk Fusion for Startups offers integrated cloud-based CAD, CAM, CAE, and PCB software to accelerate innovation by providing entrepreneurs free access to ad

Up to 100% off View program →
AWS Rapid Ramp Credits logo

AWS Rapid Ramp Credits

Cloud Provider Credits

Small businesses can apply for $300 in AWS credits to quickly test and validate their cloud workloads.

$300 in credits View program →
Azure $200 Trial logo

Azure $200 Trial

Cloud Provider Credits

Azure's free account offers new users $200 in credits to explore and build on the platform within 30 days, plus 12 months of free use of 20+ popular services.

$200 in credits View program →
Microsoft for Startups (Founders Hub) logo

Microsoft for Startups (Founders Hub)

AI Platform Credits

Build your AI-enabled startup with up to $150,000 in Azure credits, expert 1:1 guidance, and a network of business and technical resources through Microsoft for

$150,000 in credits View program →
Beefree SDK Startup Program logo

Beefree SDK Startup Program

AI Platform Credits

Receive $10,000 in Beefree SDK credits and a 12-month 50% discount to embed a world-class, drag-and-drop content builder in your SaaS application.

$10,000 in credits View program →
BlockPI Web3 Startup Program logo

BlockPI Web3 Startup Program

AI Platform Credits

BlockPI Network is launching a support program for blockchain startups designed to lower entry barriers and fuel growth. It offers up to $1000 in API credits, d

$1,000 in credits View program →
Brevo Startup Program logo

Brevo Startup Program

AI Platform Credits

Brevo's Startups & VCs Program empowers startups with essential tools and resources to unlock their full growth potential. The program partners with global VC f

Up to 75% off View program →
Buying guide

How to stack startup credits in 2026

Most founders leave 80% of available credits on the table. These six rules fix that.
  1. 01

    Apply to cloud credits first — highest dollar value

    Cloud credits have the highest dollar value ($100K–$350K) and compound longest. Apply to AWS Activate Founders ($1K, instant, no VC) and GCP startup credits on day one. Then add Microsoft Founders Hub, IBM Cloud, Oracle, and Cloudflare (BOOTSTRAPPED code) for bootstrapped teams.
  2. 02

    Unlock AI credits through your accelerator for maximum amounts

    Anthropic ($25K–$100K) and OpenAI ($2.5K–$100K) credits scale with your accelerator or VC affiliation. Apply through your program benefits dashboard for the top tier. Without a partner, apply directly for the base tier — both accept direct applications.
  3. 03

    GitHub for Startups — most founders never apply

    GitHub for Startups offers $10K in platform credits plus up to $40K in non-dilutive cash. Direct application — under 5 years old and under $1M raised. Apply immediately at github.com/solutions/startups. Most qualifying founders have never heard of this program.
  4. 04

    Check the bootstrapped track before assuming you need a VC

    Over $230K in cloud credits is accessible without any investor affiliation: IBM Cloud ($120K), Vultr ($100K), Cloudflare (code BOOTSTRAPPED, up to $250K), Oracle ($10K), and AWS Activate Founders ($1K instant). Plus $125K+ in AI credits with direct apply.
  5. 05

    Model credit expiry before activating

    Credits with 12-month validity (Oracle, GCP, IBM) should not be activated until you have real infrastructure usage. AWS Activate credits are valid 24 months — the safest to activate early. Activate close to your launch date to maximise value.
  6. 06

    Stack programs — they are not exclusive

    There is no rule against holding credits from multiple providers simultaneously. Most funded startups run AWS + GCP + Azure + Anthropic + OpenAI + Datadog credits at the same time. Apply to all programs you qualify for — the applications are independent.

Startup credits — frequently asked questions

What are startup credits? +

Startup credits are free cloud, AI, and SaaS access programs offered by software companies to early-stage startups. They typically provide $1K–$350K in credits toward cloud infrastructure (AWS, GCP, Azure), AI APIs (Anthropic, OpenAI), and SaaS tools (HubSpot, Intercom, Mixpanel). The goal is to lower your infrastructure costs during development and early revenue stages.

How much can a startup get in total credits in 2026? +

A startup that qualifies for all major programs can access over $1M in total credits across cloud, AI, and SaaS. Realistically, most funded startups access $200K–$500K. Bootstrapped startups without VC affiliation can access $230K+ in cloud credits and $125K+ in AI credits through direct-apply programs.

Do I need to be VC-backed to get startup credits? +

No. Many high-value programs accept direct applications with no investor or accelerator affiliation: IBM Cloud for Startups ($120K), Cloudflare for Startups (BOOTSTRAPPED code, up to $250K), Oracle for Startups ($10K), Vultr ($100K), AWS Activate Founders ($1K instant), Anthropic for Startups ($25K), Together AI ($50K), PostHog ($50K), and GitHub for Startups ($50K + $40K cash).

Which startup credit programs are easiest to get? +

AWS Activate Founders approves automatically the same day with no partner required. NVIDIA Inception is free with instant access. Twilio for Startups ($5K) approves same-day with direct application. IBM Cloud, Oracle, and Anthropic direct-apply tiers typically approve in 3–10 business days.

Can I stack startup credits from multiple providers? +

Yes — startup credit programs are independent and non-exclusive. There is no rule preventing you from holding credits from AWS, GCP, Azure, IBM, Anthropic, OpenAI, and Mixpanel simultaneously. Most funded startups do exactly this. Apply to every program you qualify for.

How do I apply for startup credits? +

Each program has its own application. For instant programs: apply directly at the provider website (AWS, Twilio, NVIDIA). For partner-gated programs: log into your accelerator or VC benefits portal (Y Combinator Bookface, a16z portfolio hub, etc.) and access the credit links there. For direct-apply programs: apply at the provider website with your company details.