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Startup Credits

Startup Credits & Programs

Free and heavily discounted credits for early-stage startups — distinct from coupon deals. Cloud computing, AI APIs, and SaaS tools across AWS, GCP, Azure, IBM, Anthropic, OpenAI, HubSpot, Mixpanel, GitHub, and more.

268+ programs across cloud, AI, and SaaS. Credit amounts, eligibility requirements, application links, and honest verdicts on which programs are worth your time — including 29+ accessible without a VC. Updated May 2026.

268+
Total programs
Cloud, AI, and SaaS
$1M+
Max combined value
For qualifying startups
29+
No-VC programs
Direct apply available
3
Instant approvals
AWS, NVIDIA, Twilio
No VC? No problem.

The bootstrapped startup credits stack

Over $230K in cloud credits and $125K+ in AI credits accessible without any investor or accelerator affiliation. IBM Cloud ($120K), Cloudflare (BOOTSTRAPPED code), Oracle, Vultr, Anthropic, PostHog, GitHub for Startups, and more.

See the full stack →

All startup credit programs (268)

xAI Data Sharing Program logo

xAI Data Sharing Program

AI Platform Credits

Get $150 per month in free API credits from xAI (Grok) by opting in to share your API usage data.

$150 in credits View program →
You.com Pro Plan Discount Offer via You.com Partnership logo

You.com Pro Plan Discount Offer via You.com Partnership

AI Platform Credits

You.com, in partnership with TL;DR, offers six months of discounted access to its AI-powered Pro Plan, delivering advanced summarization, transcription, and con

$120 in savings View program →
Zapier 14-Day Free Pro Trial logo

Zapier 14-Day Free Pro Trial

SaaS Startup Programs

New Zapier users get a 14-day free trial of Pro features including premium app integrations, multi-step Zaps, custom scheduling, and priority support.

Up to 100% off View program →
Zendesk for Startups Program logo

Zendesk for Startups Program

SaaS Startup Programs

Qualifying early-stage startups get Zendesk free for six months, gaining full access to its suite of customer support, sales, and engagement tools powered by ad

Up to 100% off View program →
Zenduty Early Stage Program logo

Zenduty Early Stage Program

SaaS Startup Programs

Receive up to 60% off your first-year subscription and 30% off your second-year subscription on Growth and Enterprise plans to enhance incident response and upt

Up to 60% off View program →
Zoho for Startups Program logo

Zoho for Startups Program

SaaS Startup Programs

Access a full range of Zoho software solutions with flexible credit benefits and expert support, tailored for new startups aiming to streamline operations and s

$3,600 in credits View program →
Amplitude Startup Scholarship logo

Amplitude Startup Scholarship

SaaS Startup Programs

1 year free Amplitude Growth — advanced product analytics for startups under 20 employees and under $10M raised

1 year free Amplitude Growth plan — under 20 employees, under $10M raised, direct apply View program →
Clerk for Startups logo

Clerk for Startups

SaaS Startup Programs

Extended free authentication for startups — 50K monthly active users and 100 organisations included at no cost through partner programs

50K MAU + 100 orgs free (5x standard free tier) — auth platform for startups, direct apply View program →
Linear for Startups logo

Linear for Startups

SaaS Startup Programs

Up to 6 months free Linear — the issue tracker built for fast-moving engineering teams, used by Vercel, Loom, Notion, and Raycast

Up to 6 months free Linear — partner code required, under 50 employees View program →
Algolia for Startups logo

Algolia for Startups

SaaS Startup Programs

$10K in free AI-powered search credits — instant search, recommendations, and discovery for startups under 3 years old and under $5M raised

$10K in search API credits + 20% off post-credit — under 3 years, under $5M raised, direct apply View program →
Retool for Startups logo

Retool for Startups

SaaS Startup Programs

1 year free Retool — build powerful internal tools without engineering effort, up to $60K value for bootstrapped through Series A teams

1 year free Retool (up to $60K value) + 25% off year 2 — under $10M raised, Series A or earlier View program →
Sentry for Startups logo

Sentry for Startups

SaaS Startup Programs

6 months free Sentry Teams — error monitoring, performance tracing, and session replay for early-stage engineering teams

6 months free Sentry Teams (~$5K value) — under 2 years old, under $5M raised, direct apply View program →
Deepgram Startup Program logo

Deepgram Startup Program

AI Platform Credits

Up to $100K in speech AI credits — transcription, voice agents, TTS, and speaker diarization for pre-Series A startups

Up to $100K in speech AI API credits — STT, TTS, voice agents, diarization (pre-Series A, direct apply) View program →
Pinecone Startup Program logo

Pinecone Startup Program

AI Platform Credits

Free Pinecone vector database credits for AI startups building semantic search, RAG, and recommendation systems

Free Pinecone vector DB credits — Series A or earlier, under 100 employees, AI startups only View program →
GitHub for Startups logo

GitHub for Startups

SaaS Startup Programs

$50K total value — $10K in GitHub platform credits plus $40K non-dilutive funding for eligible early-stage startups

$50K total value: $10K GitHub credits + up to $40K non-dilutive cash (direct apply, under 5 years) View program →
Datadog for Startups logo

Datadog for Startups

Cloud Provider Credits

Up to $100K or 1 year free Datadog Pro — observability and monitoring stack for Series A and earlier engineering teams

Up to $100K or 1 year free Datadog Pro — Series A or earlier, requires VC/partner referral View program →
PostHog for Startups logo

PostHog for Startups

SaaS Startup Programs

$50K in PostHog credits — product analytics, session replays, feature flags, and A/B tests all free for qualifying startups

$50K in PostHog credits — all-in-one product analytics, no VC needed, under 2 years old View program →
Mixpanel for Startups logo

Mixpanel for Startups

SaaS Startup Programs

1 year free Mixpanel Growth — up to 1 billion events tracked, for teams under $8M raised and under 5 years old

Up to $150K+ value: 1 year free Mixpanel Growth (up to 1B events/mo) View program →
IBM Cloud for Startups logo

IBM Cloud for Startups

Cloud Provider Credits

$120K in IBM Cloud credits — enterprise-grade infrastructure, AI, and data services at zero cost for early-stage teams

Up to $120K in IBM Cloud credits — under 5 years, under $1M ARR, direct apply View program →
ElevenLabs Startup Grants logo

ElevenLabs Startup Grants

AI Platform Credits

ElevenLabs Startup Grants provide 33 million characters of voice AI free — equivalent to 680+ hours of studio-quality audio generation for AI voice, content and accessibility products.

33M voice AI characters free (~680 hours audio) — direct apply, no VC needed View program →
Buying guide

How to stack startup credits in 2026

Most founders leave 80% of available credits on the table. These six rules fix that.
  1. 01

    Apply to cloud credits first — highest dollar value

    Cloud credits have the highest dollar value ($100K–$350K) and compound longest. Apply to AWS Activate Founders ($1K, instant, no VC) and GCP startup credits on day one. Then add Microsoft Founders Hub, IBM Cloud, Oracle, and Cloudflare (BOOTSTRAPPED code) for bootstrapped teams.
  2. 02

    Unlock AI credits through your accelerator for maximum amounts

    Anthropic ($25K–$100K) and OpenAI ($2.5K–$100K) credits scale with your accelerator or VC affiliation. Apply through your program benefits dashboard for the top tier. Without a partner, apply directly for the base tier — both accept direct applications.
  3. 03

    GitHub for Startups — most founders never apply

    GitHub for Startups offers $10K in platform credits plus up to $40K in non-dilutive cash. Direct application — under 5 years old and under $1M raised. Apply immediately at github.com/solutions/startups. Most qualifying founders have never heard of this program.
  4. 04

    Check the bootstrapped track before assuming you need a VC

    Over $230K in cloud credits is accessible without any investor affiliation: IBM Cloud ($120K), Vultr ($100K), Cloudflare (code BOOTSTRAPPED, up to $250K), Oracle ($10K), and AWS Activate Founders ($1K instant). Plus $125K+ in AI credits with direct apply.
  5. 05

    Model credit expiry before activating

    Credits with 12-month validity (Oracle, GCP, IBM) should not be activated until you have real infrastructure usage. AWS Activate credits are valid 24 months — the safest to activate early. Activate close to your launch date to maximise value.
  6. 06

    Stack programs — they are not exclusive

    There is no rule against holding credits from multiple providers simultaneously. Most funded startups run AWS + GCP + Azure + Anthropic + OpenAI + Datadog credits at the same time. Apply to all programs you qualify for — the applications are independent.

Startup credits — frequently asked questions

What are startup credits? +

Startup credits are free cloud, AI, and SaaS access programs offered by software companies to early-stage startups. They typically provide $1K–$350K in credits toward cloud infrastructure (AWS, GCP, Azure), AI APIs (Anthropic, OpenAI), and SaaS tools (HubSpot, Intercom, Mixpanel). The goal is to lower your infrastructure costs during development and early revenue stages.

How much can a startup get in total credits in 2026? +

A startup that qualifies for all major programs can access over $1M in total credits across cloud, AI, and SaaS. Realistically, most funded startups access $200K–$500K. Bootstrapped startups without VC affiliation can access $230K+ in cloud credits and $125K+ in AI credits through direct-apply programs.

Do I need to be VC-backed to get startup credits? +

No. Many high-value programs accept direct applications with no investor or accelerator affiliation: IBM Cloud for Startups ($120K), Cloudflare for Startups (BOOTSTRAPPED code, up to $250K), Oracle for Startups ($10K), Vultr ($100K), AWS Activate Founders ($1K instant), Anthropic for Startups ($25K), Together AI ($50K), PostHog ($50K), and GitHub for Startups ($50K + $40K cash).

Which startup credit programs are easiest to get? +

AWS Activate Founders approves automatically the same day with no partner required. NVIDIA Inception is free with instant access. Twilio for Startups ($5K) approves same-day with direct application. IBM Cloud, Oracle, and Anthropic direct-apply tiers typically approve in 3–10 business days.

Can I stack startup credits from multiple providers? +

Yes — startup credit programs are independent and non-exclusive. There is no rule preventing you from holding credits from AWS, GCP, Azure, IBM, Anthropic, OpenAI, and Mixpanel simultaneously. Most funded startups do exactly this. Apply to every program you qualify for.

How do I apply for startup credits? +

Each program has its own application. For instant programs: apply directly at the provider website (AWS, Twilio, NVIDIA). For partner-gated programs: log into your accelerator or VC benefits portal (Y Combinator Bookface, a16z portfolio hub, etc.) and access the credit links there. For direct-apply programs: apply at the provider website with your company details.